Disclaimer

Carol Margaret Lowell, LLC

Effective Date: May 31, 2026

This Disclaimer applies to all services, offerings, products, content, and experiences provided by Carol Margaret Lowell and Carol Margaret Lowell, LLC, including but not limited to one-on-one sessions, intuitive guidance, mediumship, psychic readings, energy work, guided meditations, digital products, audio recordings, live events, workshops, online programs, the Sacred Alignment Circle community, website content, teachings, and related materials (collectively referred to as the “Services” or “Platform”).

By accessing the Website, purchasing products or services, participating in the Sacred Alignment Circle, or otherwise engaging with our Platform, you acknowledge, understand, and agree to the following:

  1. Purpose of Services

All Services offered by Carol Margaret Lowell and Carol Margaret Lowell, LLC are provided for informational, educational, spiritual, and personal development purposes only.

Our Services are intended to support personal growth, spiritual exploration, energetic support, self-discovery, and general well-being. Services are experiential in nature and should be understood as spiritual tools intended to support your personal journey.

  1. Professional Advice Disclaimer

Our Services are not a substitute for professional medical treatment, mental health therapy, psychological counseling, psychiatric care, legal advice, financial advice, business consulting, relationship counseling, or any other licensed professional services.

Nothing offered through our Platform is intended to diagnose, treat, cure, or prevent any physical, mental, emotional, psychological, or medical condition.

If you are currently under the care of a physician, therapist, mental health professional, or other licensed provider, you should continue that care and consult with your provider before incorporating our Services into your routine.

Do not listen to guided meditations, audio recordings, or other immersive experiences while driving, operating machinery, or performing activities requiring your full attention.

  1. Mediumship, Psychic, and Intuitive Guidance Disclaimer

Psychic readings, mediumship, intuitive guidance, energetic transmissions, channeling, and spiritual insights are subjective spiritual experiences.

Information shared through these Services should not be interpreted as factual statements, guarantees, predictions, promises, or absolute truths.

Any guidance offered is intended as spiritual support and personal reflection only. You are solely responsible for how you interpret and apply any information received.

  1. Assumption of Risk

You acknowledge that participation in spiritual practices, meditation, energy work, emotional processing, intuitive exploration, and personal development activities may evoke emotional, energetic, physical, psychological, or spiritual responses.

By participating in the Services, you voluntarily assume all risks associated with your participation.

  1. No Guarantees or Warranties

Carol Margaret Lowell and Carol Margaret Lowell, LLC make no guarantees, representations, or warranties regarding specific outcomes, experiences, results, insights, healings, transformations, or benefits arising from participation in the Services.

Each individual experience is unique and influenced by numerous factors beyond our control.

Any testimonials, examples, or experiences shared by others do not guarantee similar outcomes.

  1. Personal Responsibility

You assume full responsibility for your participation in the Platform and Services.

Any decisions or actions you take, including physical, emotional, spiritual, financial, business, relational, medical, or lifestyle decisions, are made solely at your own discretion and risk.

You acknowledge that you are responsible for your own choices, actions, interpretations, and outcomes.

  1. Limitation of Liability

To the fullest extent permitted by law, Carol Margaret Lowell, Carol Margaret Lowell, LLC, its representatives, contractors, employees, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, special, emotional, financial, physical, or other damages arising from or relating to your use of the Platform or participation in the Services.

Your use of the Platform and Services is entirely voluntary and at your own risk.

  1. Indemnification

You agree to indemnify, defend, and hold harmless Carol Margaret Lowell and Carol Margaret Lowell, LLC from any claims, liabilities, damages, losses, costs, expenses, or legal fees arising from your use of the Services, violation of these terms, or actions taken based upon information received through the Platform.

  1. Digital Products, Copyright, and Purchases

All audio recordings, meditations, written materials, digital products, downloads, courses, programs, and other content are protected by copyright and intellectual property laws.

Purchases grant you a limited, personal, non-transferable, revocable license for private use only.

You may not reproduce, distribute, share, sell, copy, modify, publicly display, or commercially exploit any materials without written permission.

All digital product sales are final.

Refund, cancellation, membership, subscription, and service policies are governed by our Terms and Conditions and any applicable purchase agreements.

  1. Community Participation

Participation in the Sacred Alignment Circle and community spaces is voluntary.

You acknowledge that community members may share opinions, experiences, beliefs, recommendations, or personal stories.

Carol Margaret Lowell and Carol Margaret Lowell, LLC are not responsible for statements, advice, opinions, actions, or content shared by community members.

You agree to participate respectfully and responsibly.

  1. Platform Availability and Technical Limitations

We strive to provide reliable access to our Platform and Services but do not guarantee uninterrupted availability.

We are not responsible for outages, interruptions, technical failures, platform downtime, lost data, or circumstances outside our reasonable control.

  1. Entire Disclaimer

This Disclaimer, together with our Terms and Conditions and Privacy Policy, constitutes the complete understanding regarding the limitations and use of our Services.

No oral statements, written communications, social media posts, marketing materials, or representations made by Carol Margaret Lowell or representatives shall modify or override this Disclaimer unless explicitly stated in writing.

By using our Website, Services, products, community, or Platform, you acknowledge that you have read, understood, and voluntarily agree to this Disclaimer.

Contact Information

Carol Margaret Lowell, LLC

Minneapolis, Minnesota

Email: carol@carolmargaretlowell.com

Last Updated: May 31, 2026